The time that I spent working as a loan officer was an eye opening
experience. It's hard to look past the fact that there are so many
people out there that could use guidance in money management. Before
taking on that job I was pretty oblivious to how many people actually
were struggling, not because they didn't make enough, but because they
didn't have the knowledge or experience in allocating their resources
efficiently.
I didn't grow up learning how to save
or how to spend wisely. In fact, my parents were horrible at money
management. We grew up in the backwoods of the Ozarks in southern
Missouri. My siblings and I had no running water or even plumbing for
that matter and spent our days from sun up to sun down exploring the
forest to pass the time. Don't get me wrong, that is how a big part of
childhood should be spent instead of sitting inside all day on expensive
and mind numbing gadgets. My siblings and I turned out just fine and I
have no regrets. However, it's the growing up as a child with nothing
and having to watch your parents struggle for the most basic of
necessities that wasn't how a childhood should be.
At a young age I vowed to myself that I would be smart with how I spend,
even in times where I might not make as much, so I won't be as hard off
as my family was growing up. I kept that vow and continue to practice
smart spending choices today, as well as setting savings goals and
having fun achieving them along the way. I love being able to share my
knowledge and experiences with others so that they may practice the same
habits in order to accomplish their goals and live as worry free as
possible. My motivation for this blog and for my business is to be able to create a positive impact within my community by offering financial guidance, and providing my clients with the money management skills that will help them to achieve their savings goals.